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Feature #161

closed

Axis repeat cycle Loan

Added by Vijayakumar about 5 years ago. Updated almost 5 years ago.

Status:
Closed
Priority:
High
Assignee:
Chandramohan
Start date:
03/20/2021
Due date:
04/30/2021
% Done:

0%

Estimated time:
Project categorization:

Description

Dear Chandra,

Please find the new requirement for Axis repeat cycle loan.

LAN No & CIMs ID is common in Loan card (Highlighted in Green)

· More than 30 K & above ( Any members approved in a Group , Tenure should be 24 M)

· Credit Bureau check is mandatory for all members

· Member should have regular repayment history

· Member should not be defaulter in any of the loan with other financer as per the CB report

· Current overdue in any of the loan should not be more than INR 200/- for Individual client in JLG

Repeat Cycle eligibility

1. Second cycle ticket size limit is upto INR 35,000/-

2. Max total indebtedness for second or subsequent cycle customers is 1.25 lakhs including proposed loan as on sanctioned date. Total indebtedness for Assam will remain INR 1 lakh irrespective of loan cycle.

3. loan Amount Eligibility - To be eligible for next cycle loan amount, borrower needs to complete minimum loan tenure of 12 months of previous cycle. If loan is closed before completion of 12 months, same cycle loan will be given to that customer.

Files

Download all files
FW Reg - Axis repeat cycle Loan1.msg (1.07 MB) FW Reg - Axis repeat cycle Loan1.msg Business Requirement Document Vijayakumar, 03/20/2021 10:45 AM
TC_Loan cycle repeat.xlsx (22.3 KB) TC_Loan cycle repeat.xlsx Test Case Vijayakumar, 04/29/2021 11:26 AM
Release_Document_AXIS repeat cycle laon.docx (39.1 KB) Release_Document_AXIS repeat cycle laon.docx Release Document Shiva_CIMS, 05/06/2021 09:26 AM
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